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PERSONAL INFORMATION
Personal information to our web site or telephone service is
collected only when you knowingly and voluntarily submit such information. It is
our intention that this policy will protect your personal information from being
dealt with in any way which is inconsistent with the purpose for which you gave
the information and inconsistent with any applicable privacy laws of Australia.
Some information provided to us by clients, customers, contractors and other
third parties might be considered private or personal. Without these details we
would not be able to carry on our business and provide our services to you. We
will only collect such personal information if it is necessary for one of our
functions or activities.
In particular, personal information is collected from people in the following
situations by www.firsthomeownersgrant.info
If you contact www.firsthomeownersgrant.info, we may keep a
record of that correspondence.
USE OF INFORMATION
Any personal information that a visitor provides to us on
the use of this site will be used for the purpose of establishing their
borrowing capacity, and for any other purpose for which it is submitted unless
we disclose other uses in this privacy policy from time to time or at the time
of collection. You acknowledge that the information you submit will or may be
provided to a Finance Broker for the purpose of providing the service and
answering of your inquiry. You acknowledge that the information will then be
held by the Finance Broker subject to their privacy obligations and policies.
Further, the information that you provide may be stored for archive and back up
purposes as well as record keeping. By your use of the web site or telephone
service you acknowledge the use of this information in the matter set out
herein.
In addition we are permitted to use or disclose personal information held about
you:
Where you have consented to the use or disclosure;
Where we reasonably believe that the use or disclosure is necessary to lessen or
prevent a serious, immediate threat to someone's health or safety or the
public's health or safety;
Where we reasonably suspect that unlawful activity has been, is being or may be
engaged in and the use or disclosure is a necessary part of our investigation or
in reporting the matter to the relevant authorities;
Where such use or disclosure is required under or authorised by law (for
example, to comply with a subpoena, a warrant or other order of a court or legal
process);
Where we reasonably believe that the use or disclosure is reasonably necessary
for prevention, investigation, prosecution and punishment of crimes or
wrongdoings, or the preparation for, conduct of, proceedings before any court or
tribunal or the implementation of the orders of a court or tribunal by or on
behalf of an enforcement body.
Links
Our web site may contain links to other web sites and those third party web
sites may collect personal information about you. We are not responsible for the
privacy practices of other businesses or the content of web sites that are
linked to our web site. www.firsthomeownersgtant.info and
www.firsthomeownersgrant.info encourages users to be aware when they leave the
site and to read the privacy statements of each and every web site that collects
personally identifiable information.
Security and storage
www.firsthomeownersgrant.info place great importance on the security of all
information associated with our customers, clients and contractors. We have
security measures in place to attempt to protect against the loss, misuse and
alteration of personal information under our control.
Personal information is de-identified or destroyed securely when no longer
required by us.
Information stored within our computer systems can only be accessed by those
entrusted with authority and computer network password sanctions.
No data transmission over the Internet can be guaranteed to be 100 per cent
secure. As a result, while we strive to protect user's personal information,
www.firsthomeownersgrant.info cannot ensure or warrant the security of any
information transmitted to it or from its online products or services, and users
do so at their own risk. Once www.firsthomeownersgrant.info receives your
transmission, it makes every effort to ensure its security on its systems.
Access to and correction of personal information
www.firsthomeownersgrant.info is committed to maintaining accurate, timely,
relevant and appropriate information about our customers, clients and web-site
users.
So long as your request for your personal information is in accordance with the
National Privacy Principles, then we will give you access to that information.
GENERAL INFORMATION ONLY
The material on our web site or telephone service and
provided to you via the telephone is provided for general information only. It
is not intended as advice and must not be relied upon as such. This is not a
formal valuation. You should make your own enquiries and take independent advice
tailored to your specific circumstances prior to making any decisions in
relation to any information you receive from this web site or telephone service.
LIMITATION OF LIABILITY
www.firsthomeownersgrant.info and its associated agents,
affiliates or representatives do not exclude any rights and remedies available
to you under the Trade Practice Act (Commonwealth) or any similar State or
Territory Legislation which can not be excluded, restricted or modified.
Otherwise www.firsthomeownersgrant.info and its associated agents, affiliates or
representatives exclude all conditions and warranties which may be implied by
law.
You expressly agree and understand that in no circumstances will
www.firsthomeownersgrant.info or its associated agents, affiliates or
representatives, be liable to you for any indirect, incidental, special and or
consequential losses or damages or loss of profits of whatever nature howsoever
arising (including but not limited to any act or omissions by
www.firsthomeownersgrant.info or its associated agents, affiliates or
representatives,) which result from:
(i) The use of or access to or any inability to use or access the
www.firsthomeownersgrant.info network or any material on the
www.firsthomeownersgrant.info network;
(ii) Unauthorised access to alteration of your transmission or data or;
(iii) Statement or conduct of any third party on the
www.firsthomeownersgrant.info network.
APPLICABLE LAW
These conditions and all other specified and additional
terms which govern your use or access to the www.firsthomeownersgrant.info web
site or telephone service will be governed by and construed in accordance with
the laws of the State or Territory and Commonwealth of Australia.
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